6/21/2023 0 Comments Budget calendar onlineStore Cards Total minimum monthly payments Life Insurance if not already deducted from your paycheckĬredit Cards Total minimum monthly payments Health Insurance & Co-pays anything not already deducted from your paycheck Property Tax if not included in mortgage paymentĬondo or Homeowner Association (HOA) Fees Home or Renters Insurance if not included in mortgage payment Now enter your expenses in the sections below. Other Monthly Income Examples include Social Security, child support, alimony, investments, pensions, etc. Your Net Monthly Pay Your net pay (or take-home pay) is the amount on your paychecks-your wages minus federal taxes, Social Security, Medicare, wage garnishments, health insurance, other benefits, etc. You may also want to look ahead on your calendar and add items like back-to-school purchases or holiday gifts or summer vacation.Start by entering your monthly income in the sections below. You may want to mark days or weeks that you expect to get your oil changed, buy new tires, take your dog to the vet or purchase a birthday gift for a relative, for example. If you don't put money away regularly, it's also a smart idea to earmark certain days to save money. Savings. If you schedule automatic withdrawals from your bank account to go into savings or investments, make sure to note those days on your budget calendar.By understanding when bills are due, you can hopefully avoid common financial mistakes such as neglecting to pay bills on time or overspending. If you're tracking your money, you'll be more inclined to halt impulse purchases and unnecessary spending days before a bill is due.
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